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Where to Put your 13th Month Pay and Christmas Bonus?

christmas-bonus-If you have read the book RICH FOR LIFE, I discussed there how every peso that comes to our family has a name. Two days ago, our staff at church were discussing that all their Christmas bonuses are gone!!! I thought they already spend all of it but was relieved to find out that they already have pre-planned where the money should go.

You see MONEY TENDS TO TELL US WHERE IT NEEDS TO GO BUT RICH PEOPLE TELL MONEY WHERE IT IS SUPPOSED TO GO.

Here are some great ideas on where to put your 13th month pay/ Christmas bonuses!!!

1. To pay off my debt and loans.

2. For investments like mutual funds, stock market and such…. Make sure to read Marvin Germo’s Stock Smarts before making any action with investments.

3. Capital for business.

4. Vacation account storehouse.

5. Education.

6. Help someone in need. (a friend, an organization, a church, a school, an orphanage, a foundation)

Remember you don’t have to spend everything you get. Get a certain percentage like maybe 20 to 40% for yourself and your family to enjoy and make the rest grow. Like what my wife said, “WALA NAMANG NAKATUTOK NA BARIL SA IYO, so don’t force spend.

 

 

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